Straight-talking accountants for Hull's contractors, trades & businesses|07715 627242
Services/Making Tax Digital
Mandatory from April 2026 — Act Now

Making Tax Digital
Don't Get Caught Out.

MTD for Income Tax is coming in April 2026. Sole traders, contractors, and landlords earning over £50,000 must comply — or face penalties. We get Hull businesses MTD-ready, stress-free.

MTD Fast Facts

Quarterly submissions per year4
Income threshold from April 2026£50,000+
Income threshold from April 2027£30,000+
Expected threshold from April 2028£20,000+
MTD for VATAlready live

The MTD Timeline

April 2026

MTD for ITSA mandatory for self-employed & landlords with income over £50,000

⚠ Prepare Now
April 2027

Extends to those with income over £30,000

April 2028

Expected extension to those with income over £20,000

Already live

MTD for VAT — mandatory for all VAT-registered businesses

Our MTD Services

From software setup to quarterly submissions — we handle every aspect of your Making Tax Digital compliance so you can focus on your business.

Software Setup & Training

We help you choose and set up HMRC-recognised software — QuickBooks, Xero, FreeAgent or Sage — and train you to use it confidently.

Quarterly Submissions

We handle all four quarterly updates to HMRC on your behalf, ensuring accuracy and on-time submission every quarter.

Digital Record-Keeping

We set up your digital bookkeeping system so your records are MTD-compliant from day one — no scramble, no stress.

End-of-Period Statements

At the end of each tax year we prepare and submit your end-of-period statement and final declaration to HMRC.

Tax Planning Throughout the Year

Quarterly reporting means quarterly visibility. We use your MTD data to identify tax-saving opportunities before year-end.

Full MTD for VAT

Already mandatory for VAT-registered businesses. We manage your MTD VAT submissions alongside your income tax obligations.

Who Does MTD Affect?

If you are self-employed, a landlord, a CIS contractor, or run a sole trader business, Making Tax Digital for Income Tax will almost certainly apply to you. The threshold starts at £50,000 gross income from April 2026 and drops significantly in subsequent years.

Sole traders and freelancers
CIS contractors and subcontractors
Landlords with rental income
Tradespeople — builders, electricians, plumbers
Anyone currently filing a self assessment return
VAT-registered businesses (MTD for VAT already applies)

Not Sure If MTD Applies to You?

Don't wait until HMRC writes to you. Book a free consultation and we'll assess your position, tell you exactly when MTD applies to your business, and get you set up well ahead of the deadline.

COMMON QUESTIONS

MTD Questions Answered

What is Making Tax Digital (MTD)?+

Making Tax Digital is HMRC's programme to move the UK tax system online. Instead of filing one annual tax return, you use HMRC-compatible software to keep digital records and submit quarterly updates to HMRC. MTD for VAT is already mandatory. MTD for Income Tax Self Assessment (MTD for ITSA) is being phased in from April 2026.

Who does MTD for Income Tax affect and when?+

MTD for ITSA applies to self-employed individuals and landlords with gross income over £50,000 from April 2026, and those earning over £30,000 from April 2027. A further threshold of £20,000 is expected from April 2028. If you're a sole trader, contractor, or landlord, you are very likely to be affected.

Do I need to do anything now if MTD doesn't start until 2026?+

Yes — the sooner you act, the smoother the transition. You need to choose HMRC-compatible software, start keeping digital records, and ideally run a parallel period before the mandatory start date. Clients who prepare early avoid the last-minute scramble and penalties. We can get you set up and compliant well ahead of the deadline.

What software do I need for Making Tax Digital?+

You must use HMRC-recognised software such as QuickBooks, Xero, FreeAgent, or Sage. Spreadsheets can be used with bridging software. We help you choose the right tool for your business, set it up correctly, and train you to use it — or we can manage the whole process for you.

What happens if I don't comply with MTD?+

HMRC will introduce a points-based penalty system for MTD. Each missed quarterly submission earns a penalty point; accumulate enough points and you receive a financial penalty. Staying compliant from day one avoids this entirely. We manage your submissions so you never miss a deadline.

I'm already doing self assessment — does MTD replace it?+

MTD for ITSA replaces the annual self assessment tax return for those it covers. Instead of one annual return, you submit four quarterly updates plus an end-of-period statement and a final declaration. The information required is similar, but the frequency and method change significantly.

Can Accountaholics manage my MTD submissions for me?+

Yes — we can handle everything: software setup, digital record-keeping, quarterly submissions, end-of-period statements, and the final declaration. You focus on your business; we handle the compliance. Call us on 07715 627242 or email [email protected] to get started.

I'm a CIS contractor — does MTD affect me?+

Yes. If your gross self-employment income exceeds the MTD threshold, you will be required to comply. CIS contractors often have fluctuating income, which makes quarterly reporting particularly important to manage carefully. We specialise in CIS and MTD — a natural combination for Hull's construction trades.

Free Guide

Making Tax Digital for Income Tax: A Plain-English Guide

Understand the rules, deadlines, software options, and what quarterly reporting actually means for your business.

Read the Guide

Get MTD-Ready Before April 2026

Don't leave it to the last minute. Book a free consultation and we'll have you set up, compliant, and confident — well ahead of the deadline.